A loan that puts you in the driver's seat

The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.

When you’re preapproved

you hold the keys!

How does being preapproved help you? When dealers see that you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with North Pole Financial Services.

• Excellent rates that beat industry averages
• Refinance your higher rate auto loans and save
• Loan terms up to 84 months for new or used cars
• No prepayment penalties. Reduce your interest by paying early
• Same day approval in most cases
• Get a 0.50% rate discount when you use the North Pole Financial Services Car Buying Service

1. Call Customer Service

   Get the loan process started, by calling +44 151 946 1094 (available 24/7). call our customer service and be directed to our auto loan department.

2. Get preapproved

   We will process your application and notify you when your preapproval is completed, usually the same day.

3. Negotiate the best deal

   Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use the North Pole Financial Services Car Buying Service.

4. Complete your loan documents

   Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.

5. Finalize your financing

   We’ll send the funds overnight via direct deposit to you or the dealer.